In partnership with N26
Future-proof your finances with the power of the stars.
By now, you may realize that The Age of Aquarius isn’t just a song from the Broadway musical Hair. In fact, many astrologers (including us!), believe that it’s already dawned. These 2000+ year cosmic cycles shape humanity, and the way we collectively live our lives, including our money management strategies.
Read about the qualities of Aquarius and it’s hard to argue that we’re not deep into this era. As the zodiac sign that governs community, technology, outer space and scientific innovations, evidence of its influence is literally at our fingertips. We see it every time we pull a smartphone out of our pockets and send a message via satellite. The Pentagon released a UFO report. Sir Richard Branson flew into suborbital space on the Virgin Galactic and Jeff Bezos followed suit. The proof isn’t just mounting. It’s here.
Financially, the Age of Aquarius is bringing epic revolutions. From cryptocurrency to the gig economy to the ease of online banking, the way we interact with money is changing fast. Technology has made it easier to access funds. And you know what else Aquarius rules? Astrology.
Money has also gone global! To keep you cash-positive in every corner of the world (and maybe soon from outer space), we partnered with our friends at N26 to provide money management tips for every zodiac sign.
Spending & Saving By the Stars
Aries: The YOLO Trendsetter
Passion is a primary motivator for Aries. As the first sign of the zodiac, you love being part of a cutting-edge initiative, and you’re willing to work for a “startup salary” rate to get that vision off the ground! With make-it-happen Mars as your ruling planet, you can be an unstoppable force! But not every passion is long-lived. With your notoriously short attention span, you may change jobs frequently or thrive doing work that comes with built-in independence and variety. Many Aries desire to become their own bosses, which is ideal as long as you have a solid support staff to handle the mundane details like scheduling and bookkeeping.
Can-do Aries are born money makers. But with your 1,001 interests, you can burn it as fast as you earn it. When something captures your eye, you develop a blazing case of shiny object syndrome. Yes, you’ve probably blown a rent check on an impulse purchase at least twice in your life. The key to your security lies in developing a simple system for saving. Tuck away a non-negotiable percentage of each check. We know one Aries who pays a year’s worth of rent in advance, so he doesn’t blow the housing budget on lavish meals and adventure travel. Fight against your “live for the moment” ethos and embrace the peace of mind that comes from knowing you have some cushion. Trust us, you’ll appreciate it more than you realize.
Taurus: The Sensible Sophisticate
There are two sides to every Taurus: Half of you loves to lounge and luxuriate, the other part is a workhorse with unrivaled hustle. Once you dive into action, the job doesn’t simply get done. You polish it to perfection, delighting people with your attention to subtle details. Your sign is ruled by Venus, after all, the planet of beauty, luxury and romance. There’s always time to stop and smell the roses, because who knows? You could turn those petals into a profit. While you enjoy a bit of variety, you excel when you have some sort of routine. Work must be done in an artful, peaceful environment.
Since Taurus rules the material world, you are an avid collector of art, music, fashion and all the beautiful things. While you’ll spend on luxury (at times to the point of lavish excess), you can be frugal too. You’d rather “invest” in something timeless than splurge on trends. security-loving earth sign, it’s never too early to build a portfolio. Once you learn the basics of budgeting, saving and investing, you excel at financial planning. Good thing, since a comfortable retirement is top priority for your sign. Try not to play it too safe, however! Sometimes you have to take a risk to win the big rewards.
Gemini: The Instant Gratifier
Variety is the spice of a Gemini’s life! Whether you’re working two jobs (server by day, screenplay writer by night!) or wearing multiple hats at the office, your active sign thrives in a fast-paced environment. Solving intriguing problems is the logical Twin’s specialty, and you spout off genius ideas at a moment’s notice. You’re ruled by Mercury, the speediest planet in the zodiac, which is why you’re always ahead of the curve. That lightning-fast impulse can be a double-edged sword, however, when it comes to spending habits. The cash in your wallet may gone before you can count it. But hey, those sneakers were limited edition! Your best friend just got engaged! (Uh, good luck telling that to your landlord…)
Curbing FOMO is not easy, but you’ll feel the benefits when you have money saved up for that baller beach vacation or a very adult leather sofa. Need to raise funds? Put your money where your mouth is. Your gift of the gab is your golden ticket. You can sell anything you believe in, no matter how wild the idea. Another idea? Satisfy your dual personalities by saving a dollar for each one you spend. For example, put $20 a week in savings, then reward yourself with $20 of spending cash. That way, you’ll build security without suppressing your freedom-loving spirit.
Cancer: The Sentimental Saver
Security is a top priority for comfort-craving Cancers! In order to relax, you require a steady income and a well-cushioned savings account. Once you’ve got those bases covered, you’re a generous caretaker who loves to treat (and spoil) the people you adore. Creative careers call your name, anything from design to cooking. Or you may use your natural people skills in sales or healing work. Real estate is another domain where home-loving Cancers excel. Bonus if you can swing a WFH gig, as you’re happiest in your own space. Since you’re not good at compartmentalizing feelings, steer clear of drama-fraught workplaces. A healthy office environment is a must since work always becomes your “home away from home.” Family-owned businesses are a Cancer fave. You might even start one with your own relatives!
You’re also an emotional spender. Ruled by the moon, your moods wax and wane by the day (or hour). And let’s be honest: sharing food and wine with friends is a form of therapy. Make a budget for epicurean indulgences and one for shoppable home goods that pop up on your Instagram feed. You’re always on the lookout for a great deal or discount. Extremely resourceful, you know how to stretch everything to the max. While friends may accuse you of pinching pennies, being prepared for emergencies is key to your peace of mind.
Leo: The Extravagant Enthusiast
Ruled by the bright and energetic Sun, you have a natural lust for life. You’re here to experience it all, Leo, from Michelin-rated foods to luxury yacht rides. Generous by nature, you love treating friends and giving lavish gifts. Which is all well and good if you have the budget to back it up. While deprivation is not a good look for the zodiac’s royal, moderation certainly is. It might take a few jaw-dropping credit card bills before you learn to curb your impulsive enthusiasm and stick to a budget.
There are some Leos out there who can swing to the opposite extreme, cinching your belt way too tight because you’re afraid of overspending. This can be just as detrimental to your ultimate joy. Learning to be a wise money manager—who also enjoys their cash—is your sign’s karma. The good news is Leos have high earning potential. Think of multihyphenate Lioness J-Lo who dominates in multiple categories: movies, music, fashion. Building an empire can mean many things (in many income brackets), but here’s something we’re sure of: Wherever you channel your creative gifts, abundance is sure to follow!
Virgo: The Cautious Curator
Riddle: How do you make a dollar out of fifteen cents? Answer: Toss those coins to a Virgo. Practical and resourceful, you have a gift for creating value out of the most basic things. Whether you’re upcycling salvaged goods, writing a blog, or handcrafting objects sourced from a nature hike, your DIY skills are unparalleled. With ingenious Mercury as your ruler, your ideas are pure gold. Don’t let anyone tell you Virgos are boring (#totalmyth)! That said, as a grounded earth sign, you may gravitate toward jobs in stable fields such as accounting, insurance or medical work. Well, at least until a publishing house picks up your manuscript…
A natural curator, you know how to save your pennies for a meaningful purchase, be it organic bedding or a backpacking adventure through a natural energetic vortex. Naturally thrifty, no one’s better than you and sourcing a sale! You’re a natural advice giver, and you could get paid to dole out wisdom and pro tips. As the sign of service, you’re always there to help a friend in need. Just make sure you set boundaries because you’re not supporting anyone if you put yourself at a disadvantage in the process.
Libra: The Luxury Lover
Whoever coined expression, “your network is your net worth,” was probably talking about a Libra. When it comes to making money, it really is all about who you know. Your people-loving zodiac sign thrives in a career where you can work with people, play superconnector, or champion someone’s cause as a broker or agent. Plus, with all your goddess-given charm, who can say no to you?! As the zodiac’s peacemaker, a harmonious workplace is essential to your productivity. But not at the expense of honesty. It’s all about balance for you! As the sign of the scales, you’re constantly weighing and measuring information, and can earn a reputation as a wise judge or a source of strong opinions.
Ruled by beauty-loving Venus, you have refined tastes, but this can be a double-edged sword. Most Libras have little willpower in the face of anything that takes your breath away. Whether that’s a perfectly tailored blazer or an attractive date (who might just be your twin flame), you’ll spare no expense. Learning how to gracefully say no can be, well, your saving grace. Friends can’t argue with, “That’s not in my budget right now.” (Loathe as you are to utter those words!) Having funds automatically transferred into various investment and retirement accounts is a wise bet. If you don’t see it, you won’t “accidentally” spend it!
Scorpio: The Shrewd Investor
Lucky you! Scorpio is the sign that rules large amounts of money: Investments, inheritances, real estate sales, royalties, credit cards, tax refunds and real estate all fall under your reign. And yes, you may “marry well,” but you’re no slouch! Ruled by shrewd, magnetic Pluto, you naturally attract opportunity. After earning a chunk of change, you will naturally build your empire. As the sign of power and control, Scorpios thrive on competition. You love pursuing a challenging goal that promises lifelong financial security or a chance to be seen as the best in your field. Like Scorpio billionaire Bill Gates, you might just be destined for oligarch status.
The only obstacle to that? Scorpio is the sign of extremes, which may be reflected in your spending habits. You can go months barely spending a dime, then blow it all on a massive purchase. This might even be emotionally driven, the result of a bad breakup or another heart-wrenching loss. Yes, your emotions can rule your decisions in extreme ways! Fear can also be an unwelcome guest. There’s a reason money is also called “flow”—and that’s because it goes both in and out. Calculated risks (the only kind you’ll take) are necessary if you want rewards. Diversify your portfolio and give the seeds you plant time to grow. Remember, you can’t control everything, so relax and let go!
Sagittarius: The Experience Junkie
The world is a Sagittarius’ oyster! As the zodiac’s intrepid entrepreneur, you’ll travel far to source your pearls. Money is merely the ticket to your free-spirited explorations—and, yes, the hedonistic indulgences you enjoy in every port. The gig economy has “Sagittarius” written all over it. With flexible hours and, ideally, an ability to work from multiple, remote locations, you nail the best of all worlds. If employed at a traditional 9-5, you may gravitate toward international firms or start-ups that will appreciate your willingness to get scrappy during the launch phase.
With abundant Jupiter as your ruler, you’ve earned a rep as the zodiac’s gambler. You spend big, lose big and often win bigger. Because you rely on luck and hate to “manage” anything, it’s important to keep a pragmatic partner on the payroll. Without someone to tap the brakes (and fill out that pesky paperwork!), you can burn through funds like the fire sign you are. As the zodiac’s eternal student, you’ll invest in growth experiences and schooling into old age. Get started as early as you can with retirement savings so the little bits you manage to set aside have a chance to earn compounding interest!
Capricorn: The Clout Catcher
Can’t stop, won’t stop: That’s the Capricorn mantra! As the zodiac’s most ambitious sign, you’re destined to rise to the top of your game. Struggle? Sacrifice? You are tough enough to take it. The promise of long-term security is enough to keep you going. With steady, structured Saturn as your governing planet, you know that good things come to those who work for it. How you define success is up to you, of course. There may be periods in your life where you glorify minimalism just to prove that you can live without all those earthly trappings. Ultimately, however, you like to be grounded and financially secure.
Since you excel at planning, you have an investment mindset. In the short run, you can be tight with your cash, preferring to save it for a rainy day. The FOMO will be worth it when you roll up in your Lexus and flash the diamond-studded watch. Since you excel at planning, you have an investment mindset. In the short run, you can be tight with your cash, preferring to save it for a rainy day and dealing with FOMO! And yes, you love the status that comes with material world success. But you’re also the zodiac’s provider sign. Supporting family of all generations is an ultra-important motivating factor. You’re here to leave a legacy, whether that’s a family business, trust funds for the kids, or a contribution to your field that earns you a name in the history books!
Aquarius: The Economic Idealist
As an idealistic Aquarius, you have a complicated relationship with your cash. On the one hand, you recognize that it’s an essential resource, one that allows your free spirit to soar and explore. But you’re perennially bothered by money’s impact on humanity, especially when it divides people by class. As the zodiac’s communal egalitarian, you’d be happiest in a world where everyone was thriving! The sharing economy has your name written all over it. Saving money (together!) while cutting down your environmental impact? That’s a mission you were born to get behind.
Ruled by Uranus, the side-spinning “futurist” of the skies, you are drawn to careers in cutting edge fields from science to technology to human behavior. You rebel under the supervision of anyone bossy or controlling. If you’re not leading a team, you need a position that gives you lots of breathing room. A born “people person,” you are genuinely curious about what makes others tick. You might make a mint as an honest salesperson or an agent who can help “the talent” get paid fairly for their efforts. Although you can be eccentric, you’re surprisingly responsible when it comes to sourcing and saving money. As a visionary, you’re more interested in investing for the long term than instant gratification—although your stylish sign is not immune to the allure of a fashion-forward splurge!
Pisces: The Mystical Manifester
As the zodiac’s Fish, your finances ebb and flow like the tides. When the current is moving in a favorable direction, you are as benevolent as they come, showering friends and family with support and gifts. But before you know it, you’ve drained the proverbial pool. Then, it’s time to hustle again. This cycle repeats until you finally figure out the importance of setting aside funds for the dry spells. The reason? You’re ruled by dreamy Neptune, the planet of illusion and fantasy. When you’re swept up in a romantic notion, there’s no stopping you from spending every cent.
You’re also one of the most compassionate zodiac signs. Your desire to help people often eclipses common sense. And as a water sign, you’re emotionally driven. You may indulge in “retail therapy” when feelings are hurt. Ultimately, having that cushion can help you feel more stable and grounded, which is good for everyone! Finding meaningful work will keep you inspired to earn. You may have a path as an artist, healer, therapist or someone who can decipher complex codes. Because you’re so esoteric, people often underestimate your powers. You may have to show what you’re capable of by producing an independent project or even starting your own business. From there, watch the offers line up!
Illustrations by William Dudley